Private Credit
West Peak Structured Finance provides private credit solutions to South African SMEs seeking flexible funding. Our facilities are designed to address real business needs: growth, acquisitions, working capital, or bridging finance. By focusing on companies with strong fundamentals and proven track records, we provide capital that strengthens resilience and enables expansion.
Funding Uses
Our credit solutions typically support:
• Working capital
• Capex: Plant, fleet, equipment, and technology upgrades
• Contract-backed finance
• Bridge funding with a secure exit
• M&A: Acquisitions, mergers, and shareholder reorganisations
Facility Structures
• Senior secured term loans
• Revolving working-capital facilities
• Asset-backed and equipment finance solutions
• Acquisition and growth loans
• NAV / holding-company financing
Our Approach
• Speed & Clarity
Indicative terms within seven days and closing in 4-8 weeks.
• Flexibility
Repayment schedules and covenants designed to match actual cash conversion cycles.
• Supporting Businesses
Ongoing engagement with borrowers post-funding to align capital structure with evolving business conditions.
Eligibility
Businesses in South Africa generating turnover above R10 million, with at least two years of operational history, a record of profitability, and appropriate collateral and cash flow coverage.
Ready to move?
Let’s start with a confidential, no-obligation discussion.
